Individuals

‘Everyone should have a retirement plan: a plan for the financial future, with no worries and no regrets’

We are the UK Pension Experts.

Leaving the UK for the sunny shores of Australia doesn’t mean you have to leave your hard-earned money behind.

Those migrating from the UK to Australia often find themselves in a bind, forced to leave their UK pension (or superannuation) when they start their new life. Transferring pensions from one country to another is no picnic – it’s so complex and fraught with complications that even accountants and advisers can get confused by it all.

The team at The UK Pension Experts are here to make it simple. We offer a premium service that specialises in the best pension transfer advice to establish the best value for you.

If you are a UK migrant or returning expat, residing in Australia, The UK Pension Experts are specialised in transferring your eligible UK pensions into Australia as a lump sum in a tax-optimised solution (if aged 55yrs and over) or transferring your UK defined benefit/final salary scheme into a UK SIPP (if aged under 55 yrs).

We offer an integrated global solution incorporating our expertise in Australian Superannuation and QROPS, and mandatory UK advice from our accredited and FCA licensed UK advisers.

UK pension transfers to Australia can be complicated and time-consuming and an incorrect process can be costly and time-consuming.

It’s essential you have the right advisers helping you through this process. Transferring your funds to a non-compliant overseas fund structure could result in a penalty tax by His Majesty’s Revenue and Customs (HMRC) of up to 55% of the value of the transfer. Transferring into an offshore fund (in Malta, Gibraltar, Isle of Man, or New Zealand, etc) when you do not reside in the same country at the time of transfer, could incur the HMRC Overseas Tax Charge (OTC) of 25% of the transfer value.

Engaging our professional transfer services can save you time and potentially thousands – even tens of thousands of dollars. We specialise in large transfer values, ensuring your transfer is completed in a compliant, tax-efficient manner.

Our integrated global solution, depending on your situation may include:

• UK Pension Transfer Advice from our FCA licensed UK advisers
• UK Self Invested Pension Plan (SIPP) set up
• HMRC Recognised Overseas Pension Scheme (ROPS) compliant funds set up:-
  • Self-Managed Super Fund (SMSF)
  • Australian Expatriate Superannuation Fund
• All intra-UK and overseas transfers